Jyske Bank Interim Financial Report - First quarter of 2013

Interview med Anders Dam

Summary

  • Pre-tax profit: DKK 561m (first quarter of 2012: DKK 502m) 
  • The pre-tax profit corresponded to an annualised return of 14.3% on opening equity. (2012: 6.1%) 
  • Loan impairment charges and provisions for guarantees: DKK 242m
    (first quarter of 2012: DKK 398m) 
  • Bank loans: DKK 111.6bn (end-2012: DKK 105.9bn) 
  • Bank deposits: DKK 109.5bn (end-2012: DKK 97.4bn) 
  • Solvency ratio of 15.0%, of which Core Tier 1 capital ratio excluding hybrid capital of 13.7%
    (end-2012: 17.3% and 14.2%). 
  • Individual solvency requirement: 9.7% (end-2012: 10.2%) 
  • Liquidity reserve: DKK 50bn (end- 2012: DKK 43bn).