Jyske Bank Interim Financial Report for the first nine months of 2014

Interview with Anders Dam

Summary:

  • Pre-tax profit: DKK 3,404m (First nine months of 2013: DKK 1,710m)
  • Profit after tax: DKK 3,310m, (First nine months of 2013: DKK 1,340m)
  • Profit after tax corresponded to an annualised return of 25.2% on opening equity
    (First nine months of 2013: 11.4% p.a.)
  • Loan impairment charges and provisions for guarantees: DKK 1,489m
    (First nine months of 2013: DKK 858m)
  • Loans and advances: DKK 359bn (end-2013: DKK 131bn)
    o Mortgage loans: DKK 216bn (end-2013: DKK 0bn)
    o Bank loans: DKK 118bn (end-2013: DKK 111bn)
  • Bank deposits: DKK 128bn (end-2013: DKK 116bn)
  • Capital ratio: 16.7%, of which the Common Equity Tier 1 ratio was 15.7% (end-2013: 16.0% and 15.3%)
  • Individual solvency requirement: 10.7% (end-2013: 9.8%)