Jyske Bank's Annual Report 2013

• Jyske Bank's Annual Report 2013 [PDF]
• Preliminary Report of financial announcements 2013 [PDF]
• Presentation Jyske Bank 2013 [PDF]
• Risk and Capital Management [PDF]
• Standard and Poor's Rating, February 24, 2014 [PDF]

Summary

Financial statements 2013 - in detail

BRFkredit and Jyske Bank join forces

• Pre-tax profit: DKK 2,301m (2012: DKK 849m).
• The pre-tax profit corresponded to an annualised return of 14.7% on opening equity (2012:
  6.1%).
• Loan impairment charges and provisions for guarantees under core earnings: DKK 1,147m
  (2012: DKK 1,842m).
• Bank loans and advances rose by 5% to DKK 111bn.
• Bank deposits rose by 19% to DKK 116bn.
• Solvency ratio: 16.0%, of which Tier 1: 15.9% (2012: 17.3% and 15.3%).
• Individual solvency requirement: 9.8% (2012: 10.2%).
• Total contribution to the Guarantee Fund, etc.: DKK 1,778m since Q4 2008, of which DKK 149m
  were paid in 2013 (2012: DKK 109m).
• Fair value of the “held-to-maturity portfolio”: DKK 302m higher than the carrying amount
  (2012: fair value DKK 345m above the carrying amount).
• Liquidity reserve: DKK 50bn (2012: DKK 43bn).
• The number of clients of the Group increased in 2013 by 108,000 to a total of just above 740,000.