Jyske Bank's Annual Report 2015

  • Core income: DKK 8,433m (2014: DKK 7,826m, exclusive of negative goodwill of DKK 2,360m)
  • Pre-tax profit: DKK 3,204m (2014: DKK 743m, exclusive of negative goodwill of DKK 2,360m
  • The pre-tax profit corresponded to an annualised return of 11.6% on opening equity (2014: 4.3% exclusive
    of negative goodwill of DKK 2,360m)
  • Value adjustments under core profit: DKK 216m (2014: DKK -42m)
    o Of which relating to clients' interest-rate hedging: DKK 298m (2014: DKK -541m)
  • Loan impairment charges and provisions for guarantees under core profit: DKK 347m (2014: DKK
    1,953m)
    o At the end of 2015, the total balance of management’s estimates amounted to DKK 462m, of
    which DKK 285m related to agriculture
  • Loans and advances: DKK 396bn (2014: DKK 362bn)
  • Bank deposits: DKK 129bn (2014: DKK 133bn)
  • Capital ratio 17.0%, of which Common Equity Tier 1 capital ratio of 16.1% (2014: 16.4% and 15.3%)
  • Individual solvency requirement: 10.5% (2014: 10.9%)
  • With effect as of 1 March 2016, the share buy-back programme will be raised by DKK 250m to DKK 750m
Jyske Bank's financial statements 2015 - key figures