Jyske Bank's Annual Report 2012

• Preliminary Report of financial announcements 2012 [PDF]
• Annual Report 2012 [PDF]
• Risk and Capital Management [PDF]
• Presentation Jyske Bank 2012 [PDF]

Summary:

Interview with Anders Dam

Financial statements 2012 - in detail

• Pre-tax profit: DKK 851m (2011: DKK 601m).
• The pre-tax profit corresponded to an annualised return of 6.1% on opening equity (2011: 4.5%).
• Goodwill write-off: DKK 216m. Now goodwill is recognised at nil.
• Fair value of the “held-to-maturity portfolio”: DKK 345m higher than the carrying amount.
  (2011: fair value DKK 7m lower than the carrying amount).
• Solvency ratio: 17.3%, of which Tier 1: 15.3% (2011: 14.7% and 13.3%).
• Individual solvency requirement inclusive of the activities from Spar Lolland: 10.2% (2011: 10.0%).