General terms and conditions

Please read these terms and conditions carefully. All users of the Jyske Bank Private Banking website accept and agree to be bound by the legal terms set out in the following. If you do not accept these terms and conditions, please do not use the website.

It is important that you are aware that the information at this site is not to be construed as an offer to buy or sell or a solicitation of an offer to buy or sell financial instruments.

Please note that this site is designed for and maintained by Jyske Bank Private Banking - a business division of Jyske Bank A/S.

The information on our website is likely to be modified without prior notice and this also applies to our recommendations.

Copyright

Print and download, but request permission where appropriate

The entire contents of the Jyske Bank Private Banking website are subject to copyright with all rights reserved. Downloading or copying from the Jyske Bank Private Banking website will not transfer the title to any software or material. All our visitors and clients are welcome to download or print out a hard copy of individual pages and/or sections of the site, provided no copyright or other proprietary notices are removed.

Special software

Links to downloadable software are for convenience only, and Jyske Bank Private Banking is not responsible for difficulties or consequences associated with the downloading process.

When is permission required?

Prior written permission from Jyske Bank Private Banking is needed if you wish to reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use this site for any public or commercial purpose.

Warranty and liability

All information contained on the Jyske Bank Private Banking website is provided without warranty of any kind, expressed or implied.

In no event, including (without limitation) negligence, will Jyske Bank Private Banking be liable for any loss or damage of any kind, including (without limitation) any direct, special, indirect or consequential loss, even if expressly advised of the possibility of such loss, arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from the Jyske Bank Private Banking site.

Local legislation

Products and services described on this website may not always be available to all investors; for instance these products and services cannot always be made available to residents outside the European Union and are not available to residents of the United States of America.

Below please find information listed for selected countries - please note that the list is not exhaustive.

Australia

Jyske Bank A/S is not regulated by APRA in Australia.

Persons and companies that are Danish tax residents

Products and services referred to on this website are not aimed at, and cannot be offered to, persons or companies that are Danish tax residents. Such persons and companies are instead invited to use the products and services offered by Jyske Bank A/S to Danish residents. For more information we refer to Jyske Bank A/S's homepage www.jyskebank.dk.

United Kingdom residents or citizens

For investors resident in the United Kingdom who subscribe to the products and services of Jyske Bank Private Banking: products and services will be undertaken on your behalf (or provided to you) by an overseas investment business, and as such are not covered by the rules and regulations made for the protection of investors in the United Kingdom.

US Persons

Products and services referred to on this website are not aimed at, and may not be offered to US Persons. 

Investment information

Past performance and fluctuations

The price of and return on bonds and equities may fall as well as rise. Past performance is not necessarily a guide to the future, and investors may not get back the full amount invested. Bond and share prices in emerging markets can be extremely volatile. Where an investment is denominated in a currency other than the investor's base currency, the investor must be warned that changes in rates of exchange may have an adverse effect on the value, price or income of the investment.

Your case is unique, every time

Recommendations on our website are based on reliable information and thorough analysis. We are, however, not responsible for investments made on the basis of these recommendations. We recommend that an investment decision be always based on professional, individual advice.

Products illustrated on this website may not be suitable for all clients, and if you have any doubts, you must obtain further advice from your investment adviser, fully explaining your requirements.

Duty to inform the tax authorities

We do not offer tax advisory service as such. The tax information that we offer is of a general nature. If you require specific information, we recommend that you contact your accountant or tax adviser before acting on information provided by us. The information provided by us does not relieve you of your duty to report to the relevant authorities in the country where you are a tax resident. You are responsible for reporting any taxable income to the relevant tax authorities.

Jyske Bank Private Banking (Copenhagen)

In Denmark rules on the risk classification of various investment types have been introduced. Before making a specific investment, you will, because of the risk classification, be able to check if you risk losing part of your investment, your entire investment, or more than your investment.